Calculator

Check direct payment fees before you choose a checkout stack

Processing fees can quietly reshape margins, especially on smaller orders where fixed charges matter more.

Calculator mode

Estimated result

Stripe

Standard online card pricing for domestic card payments.

Live estimate based on the inputs in the calculator.

Item subtotal
$95.00
Collected total
$95.00
Feeable total
$95.00
Estimated fees
$3.06
Net you keep
$91.94
Effective fee rate
3.22%

Fee breakdown

Review each fee line before relying on the estimate.

  • Processing fee 2.9% on feeable total ($95.00)
    $2.76
  • Fixed fee $0.30
    $0.30

Assumptions

Use these notes to sanity-check the estimate before you rely on it.

  • Assumes a standard domestic online card payment.
  • Leaves out add-ons such as Radar, Connect, subscriptions, and disputes.

Processors

Check direct payment fees before you choose a checkout stack

Processing fees can quietly reshape margins, especially on smaller orders where fixed charges matter more.

Use this page to compare processor-style payout math and decide whether you should absorb, offset, or pass through payment costs.

How to use this page

Start with a realistic sale amount, work through any optional controls that match your setup, and use reverse mode when you need a fast pricing target instead of a payout estimate.

Use this page to compare processor-style payout math and decide whether you should absorb, offset, or pass through payment costs.

The calculator, examples, and shareable URL stay aligned so you can compare scenarios quickly and revisit them later.

Related calculators

Keep moving through the launch pages without rewriting your pricing math.

Worked examples

Start from realistic scenarios

Each example opens the same calculator with shareable URL state.

Stripe checkout

A small direct sale shows how fixed fees push up the effective take rate.

$43.39 net

Load this example

PayPal invoice

A larger invoice is useful when you want to compare processor payout on service work.

$313.17 net

Load this example

Last updated

April 18, 2026

This page now acts as a narrower fee hub inside the broader pricing, profit, and payout toolkit.

FAQ

Quick answers

Short answers for the questions that usually come up first.

Is this the same as marketplace fees?

No. Direct processors usually charge a payment fee, while marketplaces often add extra commissions or listing charges on top.

Can I use this for invoices and links?

Yes, as long as the processor uses the same core fee structure you are modeling on this page.