Stripe checkout
A small direct sale shows how fixed fees push up the effective take rate.
$43.39 net
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Check direct payment fees before you choose a checkout stack
Processing fees can quietly reshape margins, especially on smaller orders where fixed charges matter more.
Estimated result
Stripe
Standard online card pricing for domestic card payments.
- Item subtotal
- $95.00
- Collected total
- $95.00
- Feeable total
- $95.00
- Target net
- $0.00
- Required sale price
- Unavailable
- Estimated fees
- $3.06
- Net you keep
- $91.94
- Effective fee rate
- 3.22%
Fee breakdown
Review each fee line before relying on the estimate.
- Processing fee 2.9% on feeable total ($95.00)$2.76
- Fixed fee $0.30$0.30
Assumptions
Use these notes to sanity-check the estimate before you rely on it.
- Assumes a standard domestic online card payment.
- Leaves out add-ons such as Radar, Connect, subscriptions, and disputes.
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Processors
Check direct payment fees before you choose a checkout stack
Processing fees can quietly reshape margins, especially on smaller orders where fixed charges matter more.
Use this page to compare processor-style payout math and decide whether you should absorb, offset, or pass through payment costs.
How to use this page
Start with a realistic sale amount, work through any optional controls that match your setup, and use reverse mode when you need a fast pricing target instead of a payout estimate.
Use this page to compare processor-style payout math and decide whether you should absorb, offset, or pass through payment costs.
Use the calculator with the examples below to compare scenarios quickly and return to the same setup later.
Related calculators
Keep moving through the launch pages without rewriting your pricing math.
Worked examples
Start from realistic scenarios
Each example opens the same calculator with shareable URL state.
PayPal invoice
A larger invoice is useful when you want to compare processor payout on service work.
$313.17 net
Load this exampleFAQ
Quick answers
Short answers for the questions that usually come up first.
Is this the same as marketplace fees?
No. Direct processors usually charge a payment fee, while marketplaces often add extra commissions or listing charges on top.
Can I use this for invoices and links?
Yes, as long as the processor uses the same core fee structure you are modeling on this page.