Live estimate based on the inputs in the calculator.

Item subtotal: $140.00
Collected total: $140.00
Feeable total: $140.00
Target net: $0.00
Required sale price: Unavailable
Estimated fees: $5.38
Net you keep: $134.62
Effective fee rate: 3.84%

Processing fee 3.49% on feeable total ($140.00)
$4.89
Fixed fee $0.49
$0.49

Assumes a standard online checkout payment in the US.
Does not include chargebacks, currency conversion, or cross-border adjustments.

Save locally

Keep this calculator handy

Favorites and saved setups stay on this device. No account needed.

Setup name

Saved items appear on the Favorites page from this device.

Payments

Merchant Fee Calculator

Use this page when you want a merchant-account style payout estimate without drifting into marketplace math.

This calculator is a broader merchant-fee view for sellers and contractors who want to check payment costs before setting price or invoice totals.

How to use this page

Start with a realistic sale amount, work through any optional controls that match your setup, and use reverse mode when you need a fast pricing target instead of a payout estimate.

This calculator is a broader merchant-fee view for sellers and contractors who want to check payment costs before setting price or invoice totals.

Use the calculator with the examples below to compare scenarios quickly and return to the same setup later.

FAQ

Quick answers

Short answers for the questions that usually come up first.

Why have a merchant fee page separate from payment processing?

Because the search intent is different even though the underlying payout math is closely related.

Can I use this for service invoices too?

Yes. It works whenever the payment fee structure is processor-style rather than marketplace-style.