This is a planning estimate, not a filing calculation, so treat the tax reserve as a conservative buffer.

Estimated net income: $1,432.50
Tax reserve: $477.50
Pre-tax income: $1,910.00

Project revenue
$2,400.00
Business costs
$250.00
Platform fee reserve
$240.00
Tax reserve %
25.0%

Payout

Freelancer Net Income Calculator

Gross project revenue is not the same as take-home income, especially when fees and reserves enter the picture.

This calculator helps freelancers and contractors estimate what is really left after delivery costs, platform fees, and a simple tax reserve.

How to use this page

Start with your best current estimate, adjust the inputs until the result feels realistic, and use the related tools below when you want to pressure-test price, profit, or payout from another angle.

Estimate what a project leaves after costs, platform fees, and a tax reserve.

The calculator, examples, and shareable URL all stay aligned so you can test ideas quickly and revisit them later.

Worked examples

Start from a realistic scenario

Each example opens the same calculator with shareable URL state.

Marketplace project payout

A fee reserve plus tax reserve makes the real payout easier to see before you accept the work.

$1,432.50estimated net income

Load this example

Direct invoice project

With no platform fee, the gap between billed revenue and net still matters.

$1,215.00estimated net income

Load this example

This page was reviewed for clarity and consistency.

FAQ

Quick answers

Short answers for the questions that usually come up first.

Is the tax reserve a real tax calculation?

No. It is a planning reserve so you can sanity-check the payout before doing full tax work.

Should I use platform fees if I invoice directly?

Use zero if no platform or payment cut applies, or add a small reserve if you want to model processor fees.