Live estimate based on the inputs in the calculator.

Item subtotal: $45.00
Collected total: $45.00
Feeable total: $45.00
Target net: $0.00
Required sale price: Unavailable
Estimated fees: $1.61
Net you keep: $43.39
Effective fee rate: 3.58%

Processing fee 2.9% on feeable total ($45.00)
$1.31
Fixed fee $0.30
$0.30

Assumes a standard domestic online card payment.
Leaves out add-ons such as Radar, Connect, subscriptions, and disputes.

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Fees

Effective Take Rate Calculator

Use this page when the headline fee rate is not enough and you want to see the real percentage drag on the order.

This calculator makes the effective fee rate easier to read, especially on smaller sales where fixed charges matter more.

How to use this page

Start with a realistic sale amount, work through any optional controls that match your setup, and use reverse mode when you need a fast pricing target instead of a payout estimate.

This calculator makes the effective fee rate easier to read, especially on smaller sales where fixed charges matter more.

Use the calculator with the examples below to compare scenarios quickly and return to the same setup later.

FAQ

Quick answers

Short answers for the questions that usually come up first.

Why can the effective take rate be higher than the posted rate?

Because flat fees and stacked charges can raise the real share taken from the sale, especially on smaller orders.

Does this work for marketplaces too?

Yes. It works anywhere the underlying fee engine can estimate the total fees for the selected platform and inputs.